How to Deposit Funds

Add money to your PiTrade account from your linked bank account.

Deposits are quick, secure, and easy. Start trading in minutes.

Overview

Depositing funds to PiTrade is simple:

  1. Link a bank account – Connect your bank to PiTrade
  2. Choose an amount – Decide how much to deposit
  3. Select your bank – Pick which linked account to use
  4. Confirm – Review and confirm the deposit
  5. Done – Funds appear in your account

Your money is transferred securely from your bank to your PiTrade wallet.

Before You Deposit

Requirements

  • A linked bank account
  • Sufficient funds in your bank account
  • Active internet connection
  • Verified PiTrade account

Minimum Deposit

  • Minimum: $10
  • No maximum limit – Deposit as much as you want

Supported Banks

PiTrade works with most US banks. If your bank isn't listed, you can still link it manually.

Fees

  • No deposit fees – PiTrade doesn't charge to deposit
  • No hidden charges – What you see is what you get
  • Your bank may charge – Check with your bank about their policies

Step-by-Step Guide

Step 1: Open Your Wallet

  1. Open the PiTrade app
  2. Go to the Wallet tab
  3. You'll see your current balance and available funds

Step 2: Start a Deposit

  1. Tap the "Deposit" button
  2. Or tap the "+" icon to add funds
  3. Select "Deposit from Bank"

Step 3: Choose Your Bank

  1. You'll see a list of your linked bank accounts
  2. Select the bank account you want to deposit from
  3. Tap "Continue"

Don't see your bank?

Link a new bank account

Step 4: Enter the Amount

  1. Enter the amount you want to deposit
  2. The amount must be at least $10
  3. Make sure you have enough funds in your bank account
  4. Tap "Continue"

Step 5: Review Your Deposit

  1. Check the deposit details:
    • Amount
    • Bank account
    • Processing time
  2. Make sure everything is correct
  3. Tap "Confirm Deposit"

Step 6: Confirm at Your Bank

  1. You may be redirected to your bank's website
  2. Log in with your bank credentials
  3. Authorize the transfer
  4. Return to PiTrade

Step 7: Done!

  1. Your deposit is confirmed
  2. You'll see a confirmation message
  3. Funds will appear in your account (see processing times below)
  4. Start trading!

Deposit Limits

Minimum Deposit

  • $10 – Minimum amount per deposit

Maximum Deposit

  • No limit – Deposit as much as you want
  • Check with your bank for their transfer limits

Daily Limits

  • Depends on your bank – Most banks allow multiple deposits per day
  • Check your bank's daily transfer limits

Account Limits

  • No limit – Keep as much as you want in your PiTrade account
  • Your funds are SIPC protected up to $500,000

Processing Times

How Long Does a Deposit Take?

Standard Deposit (ACH Transfer)

  • 1-3 business days – Most common
  • Funds appear in your account after processing
  • Weekends and holidays may add time

Instant Deposit

  • Immediate – Funds available right away
  • May have additional verification
  • Subject to availability

Why Does It Take Time?

  • Bank processing – Your bank needs to verify and process
  • ACH network – The banking system takes 1-3 days
  • Verification – Security checks to prevent fraud
  • Weekends/holidays – Banks don't process on these days

Checking Your Deposit Status

  1. Go to Wallet
  2. Tap "Transaction History"
  3. Find your deposit
  4. See the current status:
    • Pending
    • Processing
    • Completed

Security

Your Deposit Is Secure

  • Encrypted – All data is encrypted with bank-level security
  • Verified – Your bank verifies the transfer
  • Protected – SIPC insurance covers up to $500,000
  • Monitored – Fraud detection systems monitor all transfers

Best Practices

✅ Use a secure connection – Deposit on a secure WiFi or mobile network

✅ Verify amounts – Double-check the deposit amount before confirming

✅ Keep records – Save confirmation emails for your records

✅ Monitor your account – Check your balance after deposits arrive

❌ Don't share details – Never share your bank information with others

❌ Don't use public WiFi – Avoid depositing on unsecured networks

Need Help?

Ready to deposit? Add a bank account first →

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